What happens after a workplace injury?
Report to the carrier within 7 days. The carrier investigates, [...]
What if my class codes are wrong?
Contact your broker. Wrong codes cause overpayment or compliance issues. [...]
How does payroll integration reduce audit problems?
Same provider manages payroll and WC, so premiums are calculated [...]
What causes audits to increase my premium?
Actual payroll exceeding your estimate, or misclassified employees. ClearPalm’s payroll [...]
What is pay-as-you-go workers’ comp?
Premiums tied to actual payroll each pay period instead of [...]
What is an EMR?
A score from NCCI comparing your claims history to peers. [...]
Why is my premium so high?
Three factors: industry classification code, total payroll, and your EMR. [...]
Do 1099 contractors count toward my requirement?
Yes, they can. In Florida, uninsured subcontractors may be treated [...]
Can I exempt myself as a business owner?
Corporate officers in non-construction may file an exemption with the [...]
What happens if I don’t carry required coverage?
It is a criminal offense. Penalties: stop-work order, $1,000/day fines, [...]
