Payroll, Workers’ Comp, & Business Insurance for Florida Businesses
One local team for payroll, workers’ comp, business insurance, and 401(k) support — helping Florida businesses reduce vendor overlap, improve compliance, and get faster service.
Payroll, Workers’ Comp, & Business Insurance for Florida Businesses
One local team for payroll, workers’ comp, business insurance, and 401(k) support — helping Florida businesses reduce vendor overlap, improve compliance, and get faster service.
All lines of business coverage with Fast certificate turnaround and trusted “A” rated protection.
Robust software, mobile apps, and retirement integration — all at an affordable price.
Biometric scanners, mobile clock in/out, accurate tracking, PTO, scheduling, and more.
ClearPalm, the Clear Choice!
Most small businesses use one company for payroll, another for insurance, and a third for retirement. That means three logins, three contacts, and gaps that fall through the cracks. ClearPalm brings payroll, workers’ comp, business insurance, and 401(k) under one roof — managed by a local team that knows your business by name.
One Team. Fewer Vendors. Faster Support.
Business Insurance
Commercial auto, general liability, workers’ comp, property, and specialty coverage tailored to your business.Payroll & HR Platform
Payroll processing, tax filings, onboarding, compliance, and employee management in one system.Time & Attendance
Accurate time tracking, scheduling, and real labor-cost visibility.Employee Benefits & Retirement
Benefits and 401(k) solutions that help you attract and retain great employees.
Get Started Today
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Why ClearPalm?
One partner for insurance + payroll.
Personalized
local support.
Modern Tech That Simplifies Work.
Fast Service from Real People.
Built for Every Florida business.
Trusted By Businesses Across Florida
EXCELLENTTrustindex verifies that the original source of the review is Google. Have been doing our payroll for 9+ years, excellent customer service from Gus and the team!Posted onTrustindex verifies that the original source of the review is Google. We’re a family owned business and needed an emergency bond on a Saturday. They were kind enough to answer when they were off and rushed us a bond immediately. They were super responsive and could have not been more professional and expedient. I would use them for any Bond recommendation. Highly recommend! Great business!!!Posted onTrustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Thank you Gus so much for everything you all do! We truly appreciate all the help and support from the entire Clear Palm Inc team. Communication is always so easy and our questions are answered quickly and with care. We always feel valued and well taken care of — your family-style service really makes a difference!Posted onTrustindex verifies that the original source of the review is Google. Gus is fantastic! Outstanding service—very responsive and knowledgeable. They found the best rates for our coverage and made the whole process simple and stress-free.Posted onTrustindex verifies that the original source of the review is Google. Working with Gus gave me a feeling of confidence. He understood what I needed and was a great person to talk with. He assisted me with everything feom beginningto end. The service he provided was a top tier experience I will be referring him to my family and friends!Posted onTrustindex verifies that the original source of the review is Google. Professional, very knoledgeable, very efficient. Thank you Gus for making it super easy for me. Ildiko VargaPosted onTrustindex verifies that the original source of the review is Google. Absolutely Phenomenal Service! Phone to completion was less than an hour! Very impressed and will be using them going forward and referring them to our other associates in the Pool industry!!!Posted onTrustindex verifies that the original source of the review is Google. Jose and Estrella were amazing!! They were very detailed and quick with all threir work and services!!!Posted onTrustindex verifies that the original source of the review is Google. I had a fantastic experience working with Gus at Clearpalm. He was incredibly helpful throughout the entire process—knowledgeable, patient, and always quick to respond to my questions. Insurance & Payroll can be confusing, but Gus made everything easy to understand. Highly recommend him and the team at Clearpalm!Posted onTrustindex verifies that the original source of the review is Google. Always available for support, and platform is very user friendly if only I could remember my password lol
Trusted by Florida Business Owners
See what our clients say.
EXCELLENTTrustindex verifies that the original source of the review is Google. Have been doing our payroll for 9+ years, excellent customer service from Gus and the team!Posted onTrustindex verifies that the original source of the review is Google. We’re a family owned business and needed an emergency bond on a Saturday. They were kind enough to answer when they were off and rushed us a bond immediately. They were super responsive and could have not been more professional and expedient. I would use them for any Bond recommendation. Highly recommend! Great business!!!Posted onTrustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Thank you Gus so much for everything you all do! We truly appreciate all the help and support from the entire Clear Palm Inc team. Communication is always so easy and our questions are answered quickly and with care. We always feel valued and well taken care of — your family-style service really makes a difference!Posted onTrustindex verifies that the original source of the review is Google. Gus is fantastic! Outstanding service—very responsive and knowledgeable. They found the best rates for our coverage and made the whole process simple and stress-free.Posted onTrustindex verifies that the original source of the review is Google. Working with Gus gave me a feeling of confidence. He understood what I needed and was a great person to talk with. He assisted me with everything feom beginningto end. The service he provided was a top tier experience I will be referring him to my family and friends!Posted onTrustindex verifies that the original source of the review is Google. Professional, very knoledgeable, very efficient. Thank you Gus for making it super easy for me. Ildiko VargaPosted onTrustindex verifies that the original source of the review is Google. Absolutely Phenomenal Service! Phone to completion was less than an hour! Very impressed and will be using them going forward and referring them to our other associates in the Pool industry!!!Posted onTrustindex verifies that the original source of the review is Google. Jose and Estrella were amazing!! They were very detailed and quick with all threir work and services!!!Posted onTrustindex verifies that the original source of the review is Google. I had a fantastic experience working with Gus at Clearpalm. He was incredibly helpful throughout the entire process—knowledgeable, patient, and always quick to respond to my questions. Insurance & Payroll can be confusing, but Gus made everything easy to understand. Highly recommend him and the team at Clearpalm!Posted onTrustindex verifies that the original source of the review is Google. Always available for support, and platform is very user friendly if only I could remember my password lol
Industries We Serve
We take the time to understand how your business operates and deliver services aligned with your specific needs.
Healthcare and Medical
Construction & Contracting
Retail & E-Commerce
Food & Hospitality
Wholesale & Manufacturing
Professional Office
Real Estate
Transportation
Technology & Software
Other Industries
Frequently Asked Questions
No. Your employees stay on your tax ID, your insurance stays in your name, and you keep full control. ClearPalm delivers bundled payroll, insurance, and 401(k) without co-employment.
Yes. ClearPalm can replace both, so you manage payroll and insurance through one local team. Most clients consolidate from 2–4 vendors down to one.
No. Start with whichever service you need most. Many clients begin with workers’ comp or payroll and add services over time.
Small and mid-sized businesses with 1–100+ employees, especially those managing separate vendors for payroll, insurance, and HR. Common industries: construction, healthcare, restaurants, professional services, retail.
Yes. Small businesses benefit most from bundling because the admin burden of multiple vendors falls directly on the owner.
Yes. ClearPalm regularly onboards businesses switching from manual processes or providers that let things fall behind. Data migration and record cleanup are part of the transition.
ClearPalm was incorporated in 2014. Its roots go back to J&E Fernandez, Inc., founded in 1985. Over 40 years of combined experience.
Call 813-944-0348, email sales@clearpalminc.com, or fill out the contact form. Same-business-day response.
