ClearPalm was built on a simple belief:
business owners deserve a partner who treats them like family
Long before ClearPalm became a trusted name in payroll and insurance, it began as a family dream—one rooted in hard work, integrity, and a commitment to helping others succeed.
In 1985, Jose and Estrella Fernandez started their accounting and payroll firm from a small home office, equipped with a single computer, a typewriter, and a determination to build something meaningful for their family and their community.
They raised three sons, worked full-time, attended school, and served clients with a level of dedication that still defines us today.
What began as a family venture has grown into ClearPalm—an all-in-one payroll and business insurance partner trusted by hundreds of businesses across Florida.

And even as we’ve expanded, one thing has never changed: We take care of our clients the same way we take care of our family.
What Makes ClearPalm Different
A people-first approach built on experience, trust, & real results
Building Trust Since
1985
We believe great service starts with strong values. Our mission is to support businesses with honesty, expertise, and modern solutions that simplify operations and provide peace of mind—so you can focus on what matters most.
To deliver reliable, transparent, and people-first services that support our clients’ growth with confidence. We are committed to providing personalized attention, expert guidance, and practical solutions that simplify business operations while building long-term trust.
Business-friendly, clean, and professional
Family First
We treat every client with honesty, respect, and genuine care.
Service Excellence
Real support from real specialists. No call centers. No scripts.
Integrity & Transparency
Clear pricing, clear communication, and clear expectations.
Efficiency & Innovation
Modern tools built to simplify everyday business operations.
Protection & Peace of Mind
We help business owners safeguard what they’ve worked hard to build.

Meet the Founders
Jose & Estrella Fernandez
Behind every successful business is a story of commitment, courage, and vision. For Jose and Estrella Fernandez, that story began with a shared belief that business owners deserve more than just services—they deserve trust, guidance, and genuine support.
While working full-time and raising a family, Jose discovered his passion for accounting and pursued it with determination. Estrella made the bold decision to step away from a successful mortgage career to help build something meaningful together. With no clients and limited resources, they took a leap of faith—driven by hard work, integrity, and a deep respect for the people they aimed to serve.
That dedication became the foundation of a firm built on relationships, not transactions. Today, Jose and Estrella lead a company that proudly supports businesses across Florida, offering dependable accounting and payroll solutions with a personal, people-first approach.
Their journey reflects the same values they bring to their clients every day: resilience, responsibility, and a long-term commitment to helping businesses grow with confidence.
Meet Our Team
Our team is the foundation of our service. We are a group of experienced, approachable professionals committed to providing reliable support and personalized attention. We work together to deliver accurate guidance, responsive service, and solutions our clients can trust—building long-term relationships through care, consistency, and expertise.






