Strengthening Liability Protection

We help businesses strengthen their protection with umbrella coverage that’s clear, strategic, and designed to support long-term stability.

Florida business owners reviewing financial protection provided by umbrella insurance
Florida workforce team protected by workers’ compensation insurance coverage
Florida workforce team protected by workers’ compensation insurance coverage

Why Choose ClearPalm for Commercial Umbrella

  • Strategic guidance to identify liability gaps and exposure.

  • Customized umbrella coverage aligned with your existing policies.

  • Opportunities to bundle umbrella insurance with general liability, auto, and workers’ compensation.

  • Clear explanations that support informed decision-making.

  • Ongoing access to real specialists who understand your business.

What Does Commercial Umbrella Cover?

Provides additional coverage once the limits of general liability or commercial auto insurance are reached.
Helps cover high-cost claims involving serious injuries or fatalities that exceed standard policy limits.
Offers protection when property damage claims surpass underlying coverage amounts.
Helps cover legal costs, settlements, and judgments associated with large liability claims.
Extends coverage across multiple underlying liability policies under one umbrella limit.

Benefits of Commercial Umbrella

  • Higher liability limits without replacing existing policies.

  • Added financial security against large or unexpected claims.

  • Protection of business assets and future earnings.

  • Increased confidence when signing contracts or working with partners.

  • Scalable coverage as your business grows.

Industrial worker in manufacturing facility

Industries We Serve

We take the time to understand how your business operates and deliver services aligned with your specific needs.

  • Healthcare and Medical.

  • Construction & Contracting.

  • Retail & E-Commerce.

  • Food & Hospitality.

  • Wholesale & Manufacturing.

  • Professional Office.

  • Real Estate.

  • Transportation.

  • Technology & Software.

  • Other Industries.

What Makes ClearPalm Different

A Client-first approach built on experience, trust, & real results.


Affordable

Bundled solutions designed to lower your overall business costs while simplifying your monthly expenses—without sacrificing quality or support.


All-in-One

Payroll, workers’ comp, insurance, HR tools, and bookkeeping—fully integrated and managed together to save time and improve efficiency.


Family-Owned

Real people, real support, and real relationships. We care about your business because we build long-term partnerships, not transactions.

 

Trusted Across Florida

Businesses across Florida rely on us for consistent, accurate service backed by a team with 35+ years of combined industry experience.

Real Results That Make a Difference

We Reduce up to
0%
in payroll administrative time
We Save businesses an average of
$0
in payroll fees, each year!
We Bundle your insurance to save
$0
on average

Based on ClearPalm client data.

Trusted by Florida Business Owners

See what our clients say.
Gus ClearPalm