EPLI Coverage

Most insurance providers hand you a one-size-fits-all EPLI policy and move on. ClearPalm doesn’t work that way.

We’re a Florida-based agency that builds employment practices liability coverage around your business—your industry, your team size, and your actual risk exposure. You get a real specialist, not a 1-800 number.

Florida business owner managing employee compliance
Florida employee workplace — employment practices liability insurance

Why Florida Businesses Choose ClearPalm For EPLI

  • Real specialists — you talk to people who understand EPLI, not generalists reading a script.

  • Custom-fit policies — built around your industry, team size, and actual risk profile.

  • Payroll + insurance under one roof — bundle and save, simplify your operations.

  • No jargon, no surprises — clear pricing, clear coverage, clear communication.

  • Ongoing support from real specialists — available when you need guidance, not just at renewal.

Florida employee workplace — employment practices liability insurance

What Does EPLI Insurance Cover?

An ex-employee claims they were fired illegally. EPLI covers your legal defense and any settlement—regardless of merit.
Allegations based on race, gender, age, disability, or religion. These claims are expensive to fight and even more expensive to lose.
Hostile work environment, quid pro quo, third-party complaints—all covered under your EPLI policy.
An employee says they were punished for reporting an issue. EPLI covers the legal costs even if your actions were justified.
An employee claims they were passed over unfairly. EPLI protects you from the legal fallout.
Unpaid overtime, misclassification, and FLSA violations. These claims can multiply across your entire payroll.

The ClearPalm EPLI Advantage

  • Many of our EPLI policies include first-dollar defense coverage. Ask your specialist about the options available for your specific business.
  • Third-party claim protection — not just employees, but customers and vendors too.

  • Wage & hour dispute coverage — the fastest-growing category of employment claims in Florida.

  • Scalable policy limits — grows with your business, from 5 employees to 500.

  • Bundled with payroll & workers’ comp — one partner, one platform, lower total cost.

Florida business professional consulting EPLI insurance options

Industries We Serve

We take the time to understand how your business operates and deliver services aligned with your specific needs.

  • Healthcare and Medical.

  • Construction & Contracting.

  • Retail & E-Commerce.

  • Food & Hospitality.

  • Wholesale & Manufacturing.

  • Professional Office.

  • Real Estate.

  • Transportation.

  • Technology & Software.

  • Other Industries.

What Makes ClearPalm Different

A Client-first approach built on experience, trust, & real results.


Affordable

Bundled solutions designed to lower your overall business costs while simplifying your monthly expenses—without sacrificing quality or support.


All-in-One

Payroll, workers’ comp, insurance, HR tools, and bookkeeping—fully integrated and managed together to save time and improve efficiency.


Family-Owned

Real people, real support, and real relationships. We care about your business because we build long-term partnerships, not transactions.

 

Trusted Across Florida

Businesses across Florida rely on us for consistent, accurate service backed by a team with 35+ years of combined industry experience.

Real Results That Make a Difference

We Reduce up to
0%
in payroll administrative time
We Save businesses an average of
$0
in payroll fees, each year!
We Bundle your insurance to save
$0
on average

Based on ClearPalm client data.

Trusted by Florida Business Owners

See what our clients say.
Gus ClearPalm