Protecting Florida Businesses

on the Road

Commercial auto insurance in Florida is essential for businesses that use vehicles as part of their daily operations. Whether you operate a single company vehicle or manage a fleet, commercial auto insurance helps protect your business from accidents, liability claims, and unexpected financial loss.

At ClearPalm, we provide commercial auto insurance designed specifically for Florida businesses—clear coverage, reliable protection, and real support from people who understand local regulations and road risks.

Business vehicles face risk every day—from traffic accidents to property damage and liability claims. Having the right commercial auto coverage helps Florida businesses stay protected, compliant, and confident on the road.

Florida business owner inspecting a company vehicle with commercial auto insurance coverage

What Is Commercial Auto Insurance in Florida?

Commercial auto insurance in Florida provides coverage for vehicles used for business purposes, including cars, trucks, vans, and specialty vehicles. It helps protect businesses from financial responsibility related to accidents, injuries, and property damage involving company-owned or business-used vehicles.

This coverage typically applies when employees drive for work, transport goods or equipment, or visit job sites and clients.

Line of business pickup trucks insured for commercial auto operations in Florida

Why Commercial Auto Insurance Is Important for Florida Businesses

Florida has some of the busiest roads in the country, making vehicle-related risk a daily reality for businesses. A single accident can lead to costly repairs, medical expenses, lawsuits, and operational downtime.
Commercial auto insurance helps Florida businesses:

  • Cover liability claims from auto accidents
  • Pay medical expenses and legal defense costs
  • Protect business assets from vehicle-related losses
  • Meet Florida insurance requirements
  • Keep operations running after an accident

Without proper coverage, these costs would fall directly on your business.

What Does Commercial Auto Insurance in Florida Cover?

Commercial auto insurance policies are designed to cover a wide range of vehicle-related risks, including:

Protection for bodily injury and property damage caused to others in an auto accident involving a business vehicle.

Helps pay for repairs or replacement of your business vehicle after a collision, regardless of fault.

Covers non-collision damage such as theft, vandalism, fire, or weather-related incidents.

Helps cover medical expenses for drivers and passengers injured in a covered accident.

Protection if your business vehicle is involved in an accident with a driver who lacks sufficient insurance.

Covers liability when employees use personal or rented vehicles for business purposes.

What Costs Does Commercial Auto Insurance Help Cover?

Commercial auto insurance may help cover:
Vehicle repair or replacement costs
Medical expenses related to auto accidents
Legal fees, settlements, and court costs
Damage to third-party property
Costs associated with uninsured drivers

Coverage applies based on your selected limits and policy structure.

Commercial truck fleet protected by commercial auto insurance on Florida roads

Benefits of General Liability Insurance for Florida Businesses

Commercial auto insurance helps Florida businesses reduce financial exposure while keeping operations moving.

  • Protection from vehicle-related liability claims
  • Financial support after accidents or damage
  • Compliance with Florida auto insurance requirements
  • Reduced risk to business assets and cash flow
  • Confidence to operate vehicles as part of daily business

Why Choose ClearPalm for Commercial Auto Insurance in Florida

ClearPalm goes beyond providing insurance—we help Florida businesses manage risk, stay compliant, and operate confidently.

When you work with ClearPalm, you benefit from:

  • Florida-focused expertise and regulatory knowledge
  • Customized commercial auto coverage based on your operations
  • Guidance to identify risk exposures and coverage gaps
  • Opportunities to bundle commercial auto with workers’ compensation, payroll, and other insurance
  • Clear communication without confusing insurance jargon
  • Ongoing support from real specialists who understand your business
Delivery driver loading packages into a business vehicle covered by commercial auto insurance
Benefit brief employee app

Industries We Serve

Experience, insight, & solutions tailored to your industry

Every industry comes with its own challenges. That’s why we take the time to understand how your business operates and deliver services aligned with your specific needs. From compliance and risk management to payroll efficiency and financial clarity, we support a wide range of industries with practical solutions and personalized attention.

What Makes ClearPalm Different

A people-first approach built on experience, trust, & real results


Affordable

Bundled solutions designed to lower your overall business costs while simplifying your monthly expenses—without sacrificing quality or support.


All–in-One

Payroll, workers’ comp, insurance, HR tools, and bookkeeping—fully integrated and managed together to save time and improve efficiency.


Family-Owned

Real people, real support, and real relationships. We care about your business because we build long-term partnerships, not transactions.

Trusted Across Florida

Businesses across Florida rely on us for consistent, accurate service backed by over 35 years of industry experience.

Real Results That Make a Difference

We Process

More Than

$0
in Direct Deposit each year
We Save

Businesses Over

$0
in payroll fees, each year!
We Bundle

Your Insurance to save

$0
On Average

Trusted By Businesses Across Florida

Gus ClearPalm

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